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New Jersey High School Graduation Requirement

N.J.A.C. 6A:8-5.1(a)1v requires “At least 2.5-credits in financial, economic, business, and entrepreneurial literacy, effective with the 2010-2011 grade nine class.”

According to the November 23, 2009 Clarification document that was sent to all Chief School Administrators, Charter School Lead Persons and High School Principals, "The goal of this requirement, adopted by the State Board of Education on June 17, 2009, is to ensure that students demonstrate understanding about how the economy works and their own role in the economy, and also develop the necessary skills to effectively manage personal finances by the time they graduate."

New Jersey High School Graduation Requirement Guidance

Click the arrow below to view a video explaining how to find the High School Graduation Requirement Guidance document.


Length: 4 minutes and 20 sec sec

Click here to link to the transcript for the video above explaining how to find the High School graduation requirements on the New Jersey Department of Education's web site.

NOTE: The audio problem has been identified as the sound card. This will be re-recorded.

2.5-Credit Graduation Requirement for
Financial, Economic, Business and Entrepreneurial Literacy
Clarification Statement

Intent of Clarification

The department's intent in the following guidance is to support district implementation of this requirement by providing options that allow for flexibility in instruction. To that end, the 2.5-credit requirement at N.J.A.C. 6A:8-5.1(a)1v PDF may be met in the following ways:
  1. By completing a stand-alone, half-year course which can be taught by staff holding any one of the following certificates:
    1. Social Studies
    2. Business: Finance, Economics, and Law
    3. Comprehensive Business
    4. Comprehensive Family and Consumer Sciences
    5. General Business (still held by many staff, but no longer issued)
    6. Math (for consumer math programs)
  1. By completing option 2 through N.J.A.C. 6A:8-5.1(a)2i3 PDF (curricular activities and programs, such as interdisciplinary or theme-based programs, independent study, online courses) as allowed in all content areas; and
  1. By completing one or more elective courses that integrate the content and skills required by N.J.A.C. 6A:8-5.1(a)1v PDF taught by staff holding a Social Studies; Business: Finance, Economics, and Law; Comprehensive Business; Comprehensive Family and Consumer Sciences; General Business certificate; or Math certificate.

Note that school districts remain responsible for assessing and publicly reporting on the progress of all students in developing the financial literacy knowledge and skills specified by the Core Curriculum Content Standards, no matter how learned, according to N.J.A.C. 6A:8-3.1(a)3 PDF.

Core Content

Suggested core content for fulfillment of this requirement focuses on personal financial literacy and an understanding of foundational concepts in economics. The new 2009 standard, Personal Financial Literacy (Standard 9.2), includes the application of knowledge, skills, and ethical values when making consumer and financial decisions that impact self, the family, and local and global communities. Topical strands address money management; credit and debt management; planning, saving and investing; becoming a critical consumer; risk management and insurance; and civic financial responsibility. In addition, the cumulative progress indicators for grades 9-12 in the 2009 social studies standards address various concepts in economics.

Click here to link to the clarification document post on the NJ DOE web site. When the web site opens, click on the link titled N.J.A.C. 6A:8-5.1(a)1v PDF Financial Literacy requirement" at the bottom of the page, under Standards Implementation: Related Communications.

Click here for a copy of the 12-7-2009 broadcast memo that updated the 11-23-2009 broadcast by by clarifying specific conditions when a teacher with a mathematics certification might meet the requirements of certificated staff.

Click here for a copy of the July 6, 2009 revised Core Curriculum Content Standards Graduation Requirements. Please note that the common core was not released when this memo was sent so the implementation chart is not current in this memo. Always check the New Jersey Department of Education's web site, for current updates.

The New Jersey Core Curriculum Content Standards implementation timeline is subject to change as assessment schedules and many other factors are addressed. Please check before making decisions.


Disclaimer: This web site and linked pages were developed to fulfill course requirements of one individual taking a graduate course and is not representative of nor approved by the New Jersey Department of Education (NJDOE). It is the intention of the developer to seek approval to utilize some or all of the content that was developed during this course but at this time, none of the content has been approved by the NJDOE.